PANDORA CREDIT CARD
Discover the world of Pandora Credit Card
Zero Down & 6 OR 12 Months Special Financing Available* on purchases of $225 or more (after discounts) for 6 months or $500 or more (after discounts) for 12 months with your Pandora Credit Card.
Open a Pandora Credit Card and save 10%**
Get rewarded with exclusive perks and savings!
It’s all gold with the Pandora Credit Card
Enroll in the My Pandora rewards program with the same email address you use for your Pandora Credit Card account and unlock a year of exclusive gold level benefits.***
See if you prequalify!
Answer a few simple questions to see if you prequalify. There is no impact to your credit bureau score!
Manage your Pandora Credit Card account
Make and schedule payments, view your balance and update account information.
Need help planning your budget?
Use the online payment estimator to get an idea of your monthly payments.
**\*No interest if paid in full within 6 or 12 months on qualifying purchases of $225+ for 6 months or $500+ for 12 months made with your Pandora Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 or 12 months. Minimum monthly payments required.** Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval. A Promo Fee does not apply to this offer.
\*\*Subject to credit approval. 10% discount applied to first Pandora Credit Card purchase the day the guest is approved as a cardholder instore. If the customer applied and is approved online, the 10% offer code is valid online only and cannot be redeemed instore. Online offer valid for 30 days. Limit one code per application approval. Offer does not apply to current cardholders. Cannot be combined with any other offer, promotion or discount. Excludes Last Chance/Sale, Pandora Lab-Grown Diamonds, 14K gold items, Gift Sets, Pandora Cares plans, engraving and gift card/e-card purchases.
\*\*\*For more details on My Pandora, refer to My Pandora Terms & Conditions. To achieve Gold level with the Pandora Credit Card, ensure the email address on your Pandora Credit Card account at synchrony.com matches that of your My Pandora profile. Additionally, please respond to all of the onboarding questions in your My Pandora profile.